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Gas & Electric Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-793-3610.

Any external links or websites to alternative sites are not operated by Gas & Electric Credit Union. We are not responsible for the content of the alternative sites or their accessibility standards.

Credit Union News and Events


Tis' the Season for Holiday Loans

BeWhile the Holiday season is full of cheer and good tidings, it can also be very expensive! If you're running a little low on extra cash this Holiday season, consider a Holiday loan from the Credit Union. This seasonal loan has a great, low rate of just 8.9% APR and you may borrow up to $1,200 for 12 months. Apply today, and we'll have the money in your account in no time, with plenty of time for Holiday shopping! 

Holiday Rate on ALL Visa Purchases Until 12/31! 

Get that Holiday shopping done using your CU Visa card, and enjoy a low rate while you're at it! Starting on Black Friday (11/23) and running until December 31st, ALL Visa purchases are are set to a low rate of just 3.9% APR (for 6 months). If you don't already have a Visa card with us, perhaps now is a great time to get on board. Apply now! 

Santa is Coming to Town! Join us on Saturday, December 8th!  

On Saturday, December 8th, from 9 am until noon, we will once again be transforming the Credit Union into the North Pole! Santa will be here for pictures, and we'll have make-and-take crafts as well as cookies and cocoa! Kids can make a deposit into their account that day and get a goody bag too. If your child or grandchild is not a member yet, they can join for free that day and they will receive a goody bag as well! 

Toys for Tots

We are happy to once again be serving as a drop off location for the Toys for Tots of the Quad Cities. We will be collecting new, unwrapped toys for kids between the ages of 6 months and 12 years. We will also be collecting cash donations for this worthy cause. Donations will be picked up in early December. 

Annual Holiday Coloring Contest

It's time once again for our annual Holiday Coloring Contest! Young members (ages 5-10), are welcome to submit a picture using this form. All entries must be submitted to the Credit Union by Friday, November 16th. There will be 2 winners selected- one in the 5-7 year old category, and one for the 8-10 year old category. The winners will each receive a $25 Target gift card AND the honor of being in the December issue of the SavMor! All entrants will receive a thank you gift! 

12 Days of Christmas on Facebook

Join in the fun with our 12 Days of Christmas fun on Facebook. Here's how it works- we will give away gift cards and prizes for 12 random days between Mid-November and Christmas. Each day will be a different prize/theme. To enter, you will need to like or comment on the post. This is a special promotion JUST for our Facebook followers, so if you don't already, make sure you visit our page and LIKE us! 

Upcoming Holiday Closings 

  • Saturday, November 24th- Closed
  • Saturday, December 22nd- Closed
  • Monday, December 24th- Closed
  • Tuesday, December 25th- Closed
  • Monday, December 31st- Closing at 2 pm
  • Tuesday, January 1st- Closed

2019 Calendars

Need a wall calendar for next year? We have you covered! Stop in and pick one up, or send us an email and we'll get one out to you.

Now Offering Payday Alternative Loans (PALs)

We all know that payday loans are rarely a good idea, but we also know life happens. Payday loans often solve the problem in the short term- getting the cash you need, however they tend to make the situation worse in the long run. Did you know that most payday loans are due in full within 2 weeks and average an APR of 391%? The typical borrower will end up paying over $500 in fees. As your Credit Union, we want to be able to offer our members a better alternative- to help end the cycle of payday loans. That is why we are now offering PALs or Payday Alternative Loans.

To be eligible for a PAL- you must meet the following criteria:

  • Be a member at the Credit Union for at least 6 months.
  • Be employed for at least 6 months.
  • Receive your direct deposit at the Credit Union.

As long as you meet these 3 simple requirements, you are eligible for the loan. There is no credit report pulled. Upon application, member may be approved for up to $1,000 for the initial request and may be increased upon request later. The loan charges a $25 fee and is financed at a rate of 21% APR.

PALs can also be a useful tool for building stronger credit. While most other loans all require a credit score, PALs do not and therefore give members with lower credit scores an opportunity to show credit worthiness. Apply for a PAL now.

KOFE Resource Now Available for Members

We are happy to announce we have partnered with KOFE (Knowledge Of Financial Education) to offer our members additional tools and resources to improve your financial wellness. KOFE offers a ton of great resources including:

  • An extensive video library
  • 30+ downloadable publications
  • Budgeting tools
  • Interactive courses
  • Webinars & podcasts
  • 1-on-1 financial counseling with coaches that can assist with debt management, budgeting and more. Counseling offered via online chat or by phone. 


Check out KOFE here. You will need to create a username and password initially, but we hope to have it available as a single sign on though Online Banking very soon!

Sign Up Today for our Text Notifications! 

Everyone is texting now, and your Credit Union is no exception! Sign up to get notified about special event reminders, deals, Holiday or weather-realted closings, and other updates. Simply text GECU to 474-747. You will receive a text back with a link that will request your cell phone number and your name or simply sign up here! 

Normal messaging and data rates apply. You may text STOP to cancel anytime. 

Member Referral Rewards

Love the Credit Union? We hope so! Why not share the love by referring a family member or co-worker? Plus, did you know that when you do, you can earn $25 for each referral? Not only that, but the new member gets $25 as well! Here's how it works: Give a Member Referral card to the prospective member OR simply have them tell us you sent them when they join. Then, once the new member opens a checking account with direct deposit, you'll both get $25. It's that easy. There's no limit to the number of members you can refer!

Membership at Gas & Electric Credit Union is open to all MidAmerican Energy, BITCO, City of Rock Island, Illinois Casualty, Thomas Hammar, and Rock Island Corps of Engineer employees, retirees and their family members.

Find Us Almost Everywhere with Shared Branching!

Out of town and need to visit the Credit Union? Not a problem! We are a part of the Shared Branching Network of Credit Unions- which gives you access to over 5,000 branches nationwide! Here's how it works- first you find a location. You can do so by using the online locator available here or through our mobile app. Then, when you visit the desired branch, you simply give them our Credit Union name, your account number, a valid government issued ID and the last four digits of your social security number. You can access funds, transfer money, deposit checks, make payments and more!

Member Perks

In partnership with IH Mississippi Valley Credit Union, we are now happy to offer some additional perks for Gas & Electric Credit Union members! Simply show proof of membership (such as your debit card) to receive your discount.

QC Storm: Enjoy BOGO (buy one, get one free) tickets to all QC Storm regular season games (Oct 1st- May 31st). 

RME Redstone Room: Enjoy BOGO (buy one, get one free) tickets to shows the River Music Experience's Redstone Room. Offer valid on tickets $15 and under. Enter code IHMVCUBOGO129 to receive the discount. 

TurboTax: Do your taxes the easy way with our TurboTax website! Members save up to $25!

Love my Credit Union: Save with exclusive discounts JUST for Credit Union members- visit

Wisconsin Dells: Save 25-35% on attractions in the Dells when you use this coupon .

Adventureland: Download and print the discount fun card - or simply display it on your smartphone.

Visa Checkout- Shop Online Easier!

Love shopping online but hate having to fill out billing, shipping, and payment information necessary to check out? We have a convenient, new solution for you– it’s called Visa Checkout and here’s how it works: Go to You’ll need to create an account– filling out all of your billing and shipping information along with your Credit Union Visa credit card number– just once.

Then, the next time you’re shopping online and you start the checkout process, just look for the Visa Checkout logo. You’ll  just need to login where you see the logo and you’re done! Visa Checkout will do all the work of relaying your pertinent information securely to the online retailer and you’ll be on your way– along with your online purchases! It’s the quick and easy way to shop online.

There are hundreds of online retailers that offer Visa Checkout, with more growing each day. In addition to added convenience, you can enjoy some great discounts just for using Visa Checkout. Once you login to Visa Checkout, you can view participating retailers as well as a current listing of special offers available.

Visa Purchase Alerts

Want to be alerted when your Credit Union Visa is used overseas or online? How about when a purchase amount exceeds a set amount? You can do that! Simply register your card today, and you will receive either text or email alerts regarding your Visa. Stay on top of your account activity and stop fraudulent activity immediately with Visa Purchase Alerts!

Deposit Your Check with Your Phone- For Free!

Have you downloaded our new app yet? It's fully upgraded with great features to transfer funds, make payments, AND deposit checks! That's right- you can deposit a check with your phone. Additionaly, we are now offering this service FREE to our members. Avoid the hassle of having to run to an ATM or into the Credit Union with this handy app. To get started, you must first download our new App. Simply search for GECU Mobile in the Apple App store or Gas & Electric Credit Union Mobile Banking in the Android market .

To deposit a check, you'll simply need to select the "Deposit Check" feature and take a picture of the front and back of the check. That's it! Please review our complete FAQ on Mobile Deposit , and if you have any questions, please do not hesitate to contact us.

Ready to Switch Your Checking Account?

Ready to switch your checking account to GECU, but need a little assistance? We have the perfect solution for you! Use our new, interactive tool- SwitchTracker ! SwitchTracker helps you transfer direct deposits, automatic payments and more. Plus, you can request help from staff at any time and you can also schedule email reminders to help get your switch completed quickly and easily. If you have any questions about this new product, or about switching your checking account to Gas & Electric Credit Union, please don't hesitate to call.

Get Social with Us!

Love us? We hope so! Then why not "like" us on Facebook or follow us on Twitter (GasElectricCU) or Instagram (GasElectricCU). It will keep you up to date on all the Credit Union happenings and promotions PLUS we do frequent drawings for gift cards and tickets to local events and attractions!


Equal Housing Lender National Credit Union Administration
Federally Insured by the National Credit Union Administration.

We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

2300 4th Avenue Rock Island, IL 61201 | Routing/ABA number: 271188230

Gas & Electric Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-793-3610.

Any external links or websites to alternative sites are not operated by Gas & Electric Credit Union. We are not responsible for the content of the alternative sites or their accessibility standards.