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Auto Loans

Great Rates, Great Service. That’s our auto loans in a nutshell. We are here to get you the best deal around and make the process quick and easy!

An Auto Loan for Every Budget. We offer flexible terms matched with competitive rates, which equals low payments for you. Find a lower rate? We want to know about it and will do our best to beat or match it!

Applying and Approval is Fast and Convenient. Apply online, in person or over the phone. With our partnership with CUDL AutoSmart, we also offer direct lending at select dealerships including: Mills Chevrolet, Eriksen Chevrolet, Sexton Ford, Hiland Toyota and Kriegers.

Protection Against the Unexpected. We offer a full range of products at a price that is much lower than you’ll find elsewhere.

  • GAP Coverage. GAP (Guaranteed Asset Protection) coverage is designed to protect you if your vehicle is ever totaled in an accident or stolen. Your insurance company will only pay you the market value on your vehicle, and GAP will pay the remaining balance of your loan (up to 125% of the vehicle's value). PLUS- Auto Deductible Reimbursement is standard on our GAP coverage! With this benefit, your coverage will pay up to $500 per loss (that exceeds the deductible) when a claim is filed and paid with your primary insurance carrier- for any collision or comprehensive claim on ANY registered, titled vehicle you own- not just the vehicle covered under the GAP policy! This coverage is good for 5 years upon date of enrollment. Learn more about GAP coverage.
  • Mechanical Breakdown Protection. Did you know that your Credit Union offers extended warranty protection on vehicles? We do- and at a great price! Having an extended warranty on your vehicle gives you peace of mind that your vehicle is covered in the case of mechanical failure. We have many different levels of coverage available. Learn more about our Mechanical Breakdown Protection and get an instant quote!
  • Credit Life and Disability Insurance. Credit life insurance pays the balance of your loan, either the balance remaining– or the policy maximum, whichever is less in the event of your death. Credit disability insurance makes your loan payments (up to the policy maximum) if you were to become disabled by a covered sickness or accident which persists beyond the policy waiting period. Premiums cost only pennies a day and can be added to your monthly payments for your convenience.


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Equal Housing Lender National Credit Union Administration
Federally Insured by the National Credit Union Administration.

We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

2300 4th Avenue Rock Island, IL 61201 | Routing/ABA number: 271188230