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WE'RE THE KEY TO A GREAT HOME LOAN!
Did you know that your Credit Union can handle all of you home loan
needs? We offer both mortgages and home equity loans. We have
competitive rates--and the great service you've come to expect from
us! We offer a full range of mortgage loan programs including VA,
FHA, Construction loans, and more through our partner-- CU Members
Mortgage. With CU Members Mortgage we are able to offer our members
low rates with little or no fees (no origination or documentation
fees). Compare them to other mortgage lenders and we think you'll be
pleasantly surprised!
Besides the low interest rates, our Home Equity loans boast no
closing costs and tax deductible interest (in most cases- check with
your tax advisor). You may borrow up to 100% of the appraised value
of your house minus any first mortgage. Home Equity Loans are a
great option for home owners for any reason-- whether it's for home
improvement, debt consolidation, a new car or any other expense.
For a limited time, we are offering a great special!
When you receive a first mortgage or home equity loan* during the
month of August, you will receive a $100 Lowe’s Gift Card!
*minimum loan
amount required
SAVE SOME GREEN WITH OUR AUTO LOANS!
Save a little green by getting your next auto loan at the Credit
Union! We have some of the best rates in town plus easy repayment
options and personalized, caring service. It all adds up to an easy
decision! Let us see if we can save YOU money! If you currently have
an auto loan with the dealer or another financial institution let us
see if we can save you money with a lower rate and lower monthly
payment. Simply give Irene or Nancy a call- or stop by to see how we
compare!
As a token of
our appreciation, we will give you one of our GREEN, eco-friendly
grocery tote bags just for applying for an auto loan (new or
refinance) regardless if you get a loan with us or not!
GAP
SPECIAL
During the month of August, we will be having a special on GAP
(Guaranteed Asset Protection) coverage. We will be offering this
coverage for only $175! If you've ever priced GAP you'll know that
this is MUCH lower than you'll find at the dealer.
What is GAP? GAP coverage is beneficial to members when their
loan balance is at or above the value of the vehicle. With
depreciating car values and extended loan terms- this is not an
unusual situation. GAP covers the difference between your loan
balance and the payoff amount- or value of your car- your insurance
would give you if your vehicle was ever stolen or totaled- up to
125% of the vehicle's value. Plus, GAP will also pay for you primary
insurance deductible, up to $1,000!
For more information about GAP, or to add GAP coverage to your loan,
simply give Irene or Nancy a call today!
INTRODUCING TXT BANKING
Check your
account balances, view account history, make a loan payment and
transfer money anytime... all from your cell phone. That’s right TXT
Banking is now available at your Credit Union!
Here's how it works: To use this service, you need to be signed up
for our free HomeCU Online Banking. When you login to your account
there is a new menu option- TXT Banking. Simply click on this option
to register your cell phone number. You will need to enter an
activation code (this will be sent to your phone upon registering)
and select a PIN. Once you’re phone number is registered, you will
simply need to send text messages to
gecu@cutxt.com
from your cell
phone to retrieve and send your requests. When you register your
phone you will see the complete menu and codes for transactions and
inquiries. For instance, to get your current balance you will simply
need to text BAL [your PIN].
TXT Banking is a FREE service offered to you from your Credit Union,
however normal text messaging charges from your cell phone provider
still apply.
MADE IN THE SHADE SHAZAM DEBIT PROMOTION
Use your debit card from July 1st to September 30th and you will be
automatically entered into Shazam's "Made in the Shade" promotion. The
contest will award fun gifts like hammocks, a backyard gazebo and a
patio set. The more
you use your card, the more chances you have to win! If you do not
already have a debit card, you may apply for one at the Credit Union
or
APPLY NOW ONLINE.
NEW LOWER GIFT CARD PRICES
We recently switched suppliers for our gift card services, so we are
happy to now offer our gift cards for only $2.00 and our reloadable
debit cards for only $3.00.
ANNUAL MEETING HIGHLIGHTS
The 72nd Annual Meeting of the Gas & Electric Credit Union was held
on Saturday, March 8, 2008 at the Botanical Center in Rock Island.
Over 165 members joined us for the evening! After the meeting was
adjourned, members enjoyed dinner, door prizes and giveaways.
The following members were elected to the Board of Directors: Fred
Attwood, Kristi Dorgan, Daryl Empen, Paul Garcia, David Gordon, Paul
Johnson, Jeffrey Hindman, Ron Manthey, Joan Russell, Dean Service,
Karen Thode, and Bill Sowards. A special thanks to Carl Shawver who
retired from the Board this year after many years of dedicated
service.
CLICK HERE TO
VIEW PICTURES FROM THE EVENT! 2007 Annual
Reports are available at the Credit Union.
CARFAX CAR REPORTS
We are happy to announce that we are now offering CarFax car reports
at a reduced rate of $12. Just get the VIN and we can supply you
with the complete vehicle history report. Call the Credit Union if
you would like us to pull a report for you.
IT'S HERE! WE NOW HAVE A THIRD DRIVE UP LANE!
Our third drive up land is now open! Please note that we also have
new equipment in all three lanes and it is very quiet- so quiet in
fact we rarely hear you when you're there waiting! So, please make
sure you press the button when you are ready for us. We are hoping that the third lane will help alleviate
some of the "congestion" in the first lane (ATM lane) and make your
trip to the Credit Union that much faster!
USE YOUR ATM
MORE... FOR FREE
As a change to give more back to
you- our members, we have changed our ATM policy. Members are now
allowed up to 10 FREE ATM transactions per month (up from 5) at
foreign ATMs before incurring a 75 cent fee.
Remember that transactions at our
ATMs (at the Credit Union, in MidAmerican, the District of Rock
Island and in Bituminous) are FREE and UNLIMITED. We are also a part
of the Privileged Status Network of ATMs, so members may visit
select ATMs without incurring a surcharge fee.
CLICK HERE FOR THE QC AREA LIST or
CLICK HERE TO VISIT SHAZAM AND LOCATE A PRIVILEGED STATUS ATM IN
YOUR AREA.
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