We have a variety of different savings vehicles available for our members. Whether you're planning for retirement, or just saving for a rainy day- we can help you reach your goals! CHECK RATES

• Primary Share Savings Account: Your basic savings account. A $5 minimum balance is required in this account. Access your funds easily through your ATM card.
• Special Savings Account: Saving up for something in particular? We can easily set up a special savings account for whatever the reason.
• Christmas Club Account: Start saving early for the Holidays. Our Christmas Club account can be started at anytime during the year and is dispersed into your savings or checking account on October 31st.
• Share Certificates (CDs): We offer our CDs in a variety of terms including 6, 12, 18, 24 and 36 months. A minimum deposit of only $500 makes it easy to start at anytime.
• Individual Retirement Accounts (IRAs): We offer both Roth or Traditional IRAs at the Credit Union. No minimum deposit is required and we never charge fees, plus our rates are always competitive.
• Money Market Accounts (MMAs): If you don't want to lock your money up in a CD, but still want to earn a higher rate of dividend, our Money Market Account may be just for you. Our account allows up to three withdrawals a month and requires a minimum $2,000 balance.

SHARE DRAFT checking account

When we say free, we truly mean it! No gimmicks, minimum balances or hidden fees. Enjoy all of the benefits our Share Drafts checking has to offer:

• Dividends paid on all accounts: No matter the balance. CHECK RATES
• Overdraft Protections available. Avoid return check fees by applying for Overdraft Protection. Money can be automatically transferred from your savings or our Ready Cash Line of Credit.
• No minimum balance requirement: Spend your money how you wish.
• No monthly or per check fees: Never ever.
• Direct deposit and payroll deduction: Get your paycheck the easy way- with direct deposit, and then have the money dispersed however you wish.
• ATM and Debit card access: Enjoy FREE unlimited debit transactions and up to 10 free ATM transactions per month! We are also a part of the Privileged Status Network.
• FREE HomeCU Online Banking: Including FREE E-Statements, FREE Online CheckView, FREE Online Bill Pay and FREE TXT Banking via your cell phone. LEARN MORE ABOUT HOMECU ONLINE BANKING...

Are you ready to switch your account to Gas & Electric Credit Union? It's fast and easy with our Online Switch Kit! Just fill out the requested information and the Switch Kit will automatically generate all of your necessary documents. Be sure to notify us an open your checking account before switching! As always, please feel free to call us if you need any assistance, we would be happy to help! CLICK HERE TO SWITCH YOUR ACCOUNT!

Click here to view our Fee Schedule. We think you'll find us to be the lowest around!

CONVENIENCE services & products

• VISA Gift Cards: Need to get a gift but not sure what to give? Consider a Credit Union VISA gift card. Available in any amount of money $25 and above. Accepted wherever VISA is accepted, VISA gift cards are the perfect gift for any occasion. Available for a small fee of $2.00.
• Travel Money Cards: The updated version of Traveler Checks. Available for $3.00.
• Illinois Notary Service: Need something notarized for the state of Illinois? We would be happy to be of assistance!

MEMBERSHIP pays

It pays to be a member at Gas & Electric Credit Union, where we reward you for using our products and services. The more you have, the more you get: discounted loan rates, waived fees and increased share rates. Have at least 4 or more of the following products or services with Gas & Electric Credit Union:

• Share Draft Account
• VISA Credit Card
• Direct Deposit
• Loan*
• Share Certificate
• IRA Account
• Money Market Account
• First Mortgage or Home Equity Line of Credit*

Here's how it works..

• 4 or more products: .25% discount on loan rates, .10% bonus on share certificate rates, $50 Home Equity Line of Credit application fee waived.
• 5 or more products: .50% discount on loan rates, .20% bonus on share certificate rates, $50 Home Equity Line of Credit application fee waived.
• 6 or more products: .50% discount on loan rates, .30% bonus on share certificate rates, $50 Home Equity Line of Credit application fee waived.