We, our and us, when used in this notice means Gas & Electric Credit Union. This is our privacy notice to our members. When we use the words "you" and "your" we mean the following types of members: Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n): Share account, loan account, credit card account. We will tell you the sources of information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control.

A nonaffiliated third party is a person we do not employ or company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".

THE INFORMATION WE COLLECT

We collect information about you from the following sources: information you give us on applications or other forms, information about your transactions with us, information about your transactions with other parties, and information from a consumer reporting agency.

INFORMATION WE DISCLOSE ABOUT YOU

We don NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER MEMBERS

We do not disclose information about former members, except as permitted by law.

COLLECTION OF PERSONAL INFORMATION

Gas & Electric Credit Union will collect, use and retain information in a reasonable fashion. We generally limit our collection, use, and retention of information to that which is necessary to administer your accounts, provide member service, offer products to our members, make opportunities available to you, and to fulfill legal and regulatory requirements.

WEB SITE SECURITY

Gas & Electric Credit Union has implemented technology to help assure that any sensitive personal information you provide us or any account information you receive online is done in a safe and secure manner.

WEB SITE PRIVACY

Our Web Site includes sections that are public (not password protected) and areas that are password protected (for example, HomeCU online banking).

When any person visits the public areas of our Web Site, we may collect certain information, such as how many people visited our site and what pages were visited.

Unlike the personal information that you provide and view with respect to online banking (which is subject to security procedures), all of the information we may gather in public areas of our Web Site is general. We use general information to determine which parts of our Web Site are most popular, how people access our site, how we can improve the content of our Web pages and how we can improve service to our members.

EXTERNAL LINKS

The Gas & Electric Credit Union website may offer links to external Web Sites. Gas & Electric Credit Union is not responsible for the privacy practices of the content of such Web Sites nor do we endorse or support the content of these web sites.

SHARING INFORMATION

Gas & Electric Credit Union will share information only in the following instances: When administering products or services that we or another partnering business provides OR when required to do so by a government agency or court order

QUESTIONS

If you have any questions or concerns about our online privacy policy, please feel free to contact us.

Gas & Electric Credit Union

2300 4^th Avenue

Rock Island, IL 61201

(309) 793-3610 or (800) 793-3610