Home Equity Loans

Home Equity Loans are not just for home improvements anymore. In fact, one of the cheapest sources of borrowing these days is tied to the equity in your home. With exceptionally low interest rates, now is the time to tap into your home's equity- whether it is for home improvements, paying debt, or funding college tuition. We offer 3 different options for our Home Equity loans, up to 100% of the appraised value of your home (minus any first mortgage), with no dollar limit.

When you use the equity you've put into your home, you may be able to deduct the interest on your tax return- which further reduces your your cost of borrowing. Contact a loan officer to apply for a Home Equity loan and receive current rate information.

First Mortgages & Refinances:

We offer a full range of loans programs including VA, FHA, Construction loans, and No Down Payment loans through our partner, CU Members Mortgage. You will find that through CU Members Mortgage, you will receive a low rate with little or no fees (no origination or documentation fees). Compare them to other mortgage brokers and you'll be pleasantly surprised!

Visit our CU Members Mortgage website by clicking on the logo. You may view rates and get pre-approved online!

   Gas & Electric Credit Union is an Equal Housing Lender