Auto loans are our specialty! We have the tools and the rates to help you get the best deal possible. Because we're not-for-profit, we can offer low, competitive rates that can be lowered even more with our Membership Pay$ program. We also offer all of the extras that you can find at the dealer (at a MUCH lower price tag) such as GAP Insurance and Mechanical Breakdown Protection. We also offer flexible loan terms and convenient payment options such as payroll deduction and automatic payments. All of these things help you get the best loan at a payment that fits your budget. All of this and the best service around!

GAP (Guaranteed Asset Protection) coverage is designed to protect you if you vehicle is ever totaled in an accident or stolen. Your insurance company will only pay you the market value on your vehicle, and GAP will pay the remaining balance of your loan (up to 125% of the vehicle's value). Plus, GAP will also pay for your primary insurance deductible- up to $1,000. That in itself is a huge benefit!

How do you know if GAP is right for you? Well, you may want to consider adding it on if you are close to 100% or over on the value of the vehicle on your loan. Owing more on a loan than the vehicle is worth- or being upside down- is not uncommon, especially on newer vehicles when you finance 100% of the loan, or if you were upside down on your trade-in. GAP can be added at anytime to your loan. We offer GAP coverage for only $200! That's hundreds less than you'll find at the dealer. If you are interested in GAP coverage, give us a call and we can help determine if it would benefit you. Learn more about GAP coverage. 

Mechanical Breakdown Protection

Did you know that your Credit Union offers extended warranty protection on vehicles? We do- and at a great price! Having an extended warranty on your vehicle gives you peace of mind that your vehicle is covered in the case of mechanical failure. We have many different levels of coverage available. Learn more about our Mechanical Breakdown Protection and get an instant quote!

Additional Auto Loan Services Available

NADA Values. We can input a vehicle's information or VIN and give you an accurate value before you purchase, sell or trade-in. Give us a call or stop in. You may also look online at www.nadaguides.com.

CarFax. Get a detailed history report on your vehicle before you buy. We can provide a CarFax vehicle history report for you for only $12. Just give us a call and provide the VIN.

Credit Life and Disability Coverage. Protect your loan from the unexpected. We offer peace of mind for a very small premium.

Invest in America. Looking to buy a new GM or Chrysler vehicle? Be sure to check out www.lovemycreditunion.org. Get $250 to $1000 back just by financing through your Credit Union!